The Healthcare Cover is offered, arranged and coordinated through our associate company, Total Health Trust. Benefits are defined and standardization of the medical care given is governed by managed care rules and contract. Coverage is provided through the network of contracting providers. The Healthcare Cover is offered, arranged and coordinated through our associate company, Total Health Trust. Benefits are defined and standardization of the medical care given is governed by managed care rules and contract. Coverage is provided through the network of contracting providers.